Grow your wealth while staying protected with our Investment-Linked Insurance product. Unlike pure investment or pure protection plans, this hybrid solution allows you to allocate part of your premium into investment funds while also enjoying life coverage, disability protection, or other riders. Over time, your fund value may increase (or fluctuate), giving you the potential to build long-term capital while maintaining financial security for your loved ones.

Key Features & Benefits

• Dual Benefit Structure – Part of your premium provides life / death / total permanent disability (TPD) cover, while the rest is invested in your selected fund(s).
• Variety of Fund Choices – Choose from a range of investment funds (e.g. equity, balanced, bond, sustainable) to match your risk tolerance and goals.
• Fund Switching / Rebalancing – Adjust your investment mix over time (subject to terms) without creating a new policy.
• Top-Up / Additional Contribution Option – Inject extra amounts into your investment account to boost its growth potential.
• Partial Withdrawal / Surrender Option – Access part of your investment value (within policy rules) if liquidity is needed.
• Riders & Add-Ons
  • Critical Illness Benefit
  • Waiver of Premium on Disability
  • Accidental Benefit / Personal Accident Rider
  • Premium Holiday Option
• Transparent Charges & Illustrations – Clear breakdown of cost charges, fund management fees, and projected fund value over time.
• No Medical Check (for certain amounts / age bands) – Simpler underwriting may apply for some entry levels.