Overdraft / Term Loan

Flexible Financing with Overdraft and Term Loan Solutions

Looking for flexible financing solutions to support your business growth? At Epic Planning Sdn. Bhd., we understand that businesses have diverse funding needs that vary between short-term cash flow management and long-term investments. That’s why we offer tailored Overdraft and Term Loan facilities designed to provide the financial flexibility and stability your business requires.

1. Overdraft Facility

Our Overdraft facility is a revolving credit line that allows your business to withdraw funds up to a pre-approved limit—even when your bank account balance is low or zero. This flexible financing solution is ideal for managing short-term working capital needs, unexpected expenses, or seasonal cash flow fluctuations, giving your business the agility to operate smoothly without interruption.

2. Term Loan Facility

Our Term Loan facility offers a structured financing solution for businesses looking to fund long-term projects, capital expenditures, or expansion plans. With fixed repayment schedules over a set loan tenure, it provides predictability and financial discipline, allowing you to invest in growth with confidence.