Coverage
1. Fire, Lightning & Explosion:
Protection against damages caused by fire, lightning strikes, and explosions of domestic boilers and gas used for domestic purposes.
2. Optional Extensions:
Enhance your coverage with additional perils, including:
- Aircraft damage
- Earthquake and volcanic eruption
- Storm, tempest, and flood
- Explosion
- Impact damage
- Bursting or overflowing of water tanks, apparatus, or pipes
- Bushfire
- Subsidence and landslip
- Spontaneous combustion
- Sprinkler leakage
- Goods and stock undergoing heating or drying processes
- Riot, strike, and malicious damage
- Damage by falling trees or branches and objects
- First loss terrorism/sabotage
Premium Rates
Our premium rates are competitive and tailored to your property's value. To determine the appropriate coverage and premium, we recommend using the Building Cost Calculator developed by the Persatuan Insurans Am Malaysia (PIAM) and the Malaysia Takaful Association (MTA). This tool provides an estimate of the rebuilding cost of your property for evaluation purposes.
Policy Renewal
Please note that the Essential Fire Insurance policy requires annual renewal to ensure continuous coverage and protection for your business property.
US 24488 
BR 21230 
GB 13404 
CA 10262 
AU 10118 
IN 7216 
VN 6443 
IE 5369 
