Liability Insurance

Our Corporate Solutions to cover your liability

1. Public Liability

• Covers bodily injuries including illnesses to any person
• Covers losses or damages to property
• Covers legal expenses incurred in your legal proceeding defence Fire Insurance takes the grief out of loss and damage to your property and keep your dreams alive.

• Covers defects in the design, manufacture, packaging or labelling of the product can result in injury to the user or damage to his or her property. Other factors causing or contributing to the defect can also surface in the process of storage, transporting and handling of the product. Any one of these causes can be a valid reason for the consumer to file a liability claim against the exporter

3. Professional Indemnity

• Protects a professional such as an accountant, solicitor, architect and engineer against his legal liability to pay damages to persons who have sustained financial loss arising from his own professional negligence or that of his employees in the conduct of the business

4. Employer's Liability

• Covers personal negligence
• Covers failure to provide a safe place and a safe system of work
• Covers failure to exercise reasonable care in the recruitment of competent staff

5. Cyber Liability

• Cyber insurance can assist organisations and individuals who rely on their digital assets. Consider what would happen if your computer was hacked and someone gained access to the private information of your customers - or if ransomware left you unable to access critical systems.

6. Errors & Omission for Management Corporation

• Protection for insured in the event of losses arising from claims for any wrongful acts committed within the coverage territory after the retroactive date. The losses shall mean the amounts which the insured is legally liable to pay in respect of settlements, awards for damage or costs, and legal costs and expenses.