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Selangor,Kuala Lumpur (KL),Bandar Sri Permaisuri - Pinjaman Peribadi Kuwait Finance House
21-Mar-2023
Pinjaman peribadi ini disediakan oleh Kuwait Finance House dengan potongan gaji oleh MCCM Resources Sdn Bhd melalui Biro Angkasa. Pinjaman ini merupakan salah satu pinjaman peribadi yang menawarkan kadar faedah mampu milik, berkadar tetap dan bayaran (“payout”) yang paling tinggi kepada penjawat awam melalui potongan gaji.
Kuwait Finance House (Malaysia) Berhad adalah Bank Islamik asing pertama di Malaysia. Ia adalah antara tiga bank Islamik pertama dari Timur Tengah yang mempunyai lesen untuk beroperasi di Malaysia. Ia mula beroperasi di Malaysia sejak 2005.
Ciri-Ciri Istimewa
- Amaun pembiayaan sehingga RM250,000
- Tempoh pembiayaan dari minimum 2 tahun sehingga maximum 10 tahun
- Kadar keuntungan tetap dari 4.20%
- Bayaran melalui Biro Angkasa (oleh MCCM Resources Sdn Bhd)
- Tiada yuran ahli, tiada yuran pemprosesan
- Tanpa penjamin atau cagaran
- Pembiayaan berkonsep Syariah
- Pembiayaan dilindungi Takaful
- Proses 1-2 minggu
Syarat Permohonan
- Warganegara Malaysia berumur antara 20 hingga 59 tahun
- Kakitangan kerajaan, badan berkanun atau GLC yang terpilih (kecuali Anggota Tentera)
- Jawatan kekal dan telah berkhidmat selama minimum 3 bulan
- Jawatan kontrak & renewal minimum 1 tahun untuk jawatan Doktor, Pharmacist, Engineer, Lecturer & Pengarah
- Pendapatan bulanan tetap minimum RM2,000 termasuk elaun tetap
- Komitmen luar tinggi atau CCRIS masih layak memohon
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