Special Scheme Loan
Green Technology Financing Scheme (GTFS)
Investment Criteria
- Minimises the degradation of the environment;
- Has zero or low green house gas (GHG) emission;
- Safe for use and promotes healthy and improved environment for all forms of life;
- Conserves the use of energy and natural resources; or
- Promotes the use of renewable resources.
绿色科技融资计划（GTFS）
投资标准
*程度减至最小的环境退化;
*具有零或低的温室气体（GHG）排放;
*安全使用，促进健康和改善环境，为所有的生命形式;
*节省能源和自然资源的使用;
*促进可再生资源的利用
| Description | GTFS-Producer | GTFS-User |
| Purpose | To finance investments in the production of green technologies that meets the scheme objective. | To finance investments in the utilisation of green technologies that meets the scheme objective. |
| Eligibility Criteria | Legally registered Malaysian-owned companies (at least 51%) in all economic sectors. | Legally registered Malaysian-owned companies (at least 70%) in all economic sectors. |
| Financing Limit | Maximum: RM50 million (per company) | Maximum: RM10 million (per company) |
| Financing Tenure | Up to 15 years | Up to 10 years |
Guarantee Coverage : 60% of financing amount.
| Maximum Financing Rate | : Bank Offer – 2% p.a |
Application Dates : Effective 1 January 2010 for a period of 3 years or upon approval of financing up to RM1.5 billion, whichever is earlier.
Fund for Small and Medium Industries 2 (FSMI 2)
Purpose of Financing
| - | Expansion of productive capacity |
| - | Working capital; or both |
Financing should not be used for:
| - | Purchase of shares |
| - | Refinancing of existing credit facilities |
| - | Purchase of land and properties for investment purposes |
Eligibility Criteria
| - | Shareholders’ funds not exceeding RM2.0 million. |
| - |
Malaysian-owned institutions (at least 51%) incorporated under the Companies Act 1965, the Co-operative Societies Act 1993, the Societies Act 1966, citizens residing in Malaysia and entrepreneurs registered under the Registrar of Business or any other authoritative bodies. |
| Eligible Sectors | : All economic sectors except for money ex-change activity. |
| Maximum Financing Rate | : 4.0% to 6.0% p.a |
| Maximum Tenure | : Up to 5 years |
| Minimum Funding | : RM50,000 |
| Maximum Funding | : RM5 million |
Credit Enhancer Scheme (ENHANCER)
Maximum Loan Limit : Loan of up to RM10.0 million.
Lending Rate : The annual lending rate is up to 2% above the Base Lending Rate (BLR) of the lending institutions.
*Lending institutions are free to quote the lending rate if the guarantee cover is 50% or less
保证覆盖：融资金额的60％。
最大融资利率：银行优惠 – 2％p.a的
申请日期：二零一零年一月一日起一个为期3年或批准后RM1.5亿元的融资，以较早者为准。
基金为中小型工业（FSMI2）
融资扩大生产能力的目的
营运资金，或两者兼而有之
融资不应该被用于：
购买股份
现有信贷融资再融资
购买土地及物业作投资用途
资格标准
股东资金不超过RM2.0万。
马来西亚独资注册成立的机构（至少51％），根据1965年公司法令，合作社1993年法，社团法（1966），公民在马来西亚和企业家下登记注册的企业或任何其他权威机构。
必须属于中小型企业的定义
特许经营权的企业，可以申请这项贷款计划。
合格部门：除了钱前变更活动的所有经济部门。
最大融资利率：4.0％至6.0％p.a
最长任期：最多5年
最低资金：RM50，000
最大资金：500万令吉
信贷保证计划（促进剂）
最高贷款限额：RM10.0万的贷款。
贷款利率：每年的贷款利率高达2％以上的贷款机构贷款基准利率（BLR）。
*贷款机构引述贷款利率，担保的内容，如果是50％或更少
US 15405 
GB 11318 
CA 8979 
AU 5468 
IE 2311 
NZ 1824 
IN 1332 
SG 1199 
